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5th Annual Bancassurance Forum 2012

Annual APAC Collateral Management Forum

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January 19, 2012 Bank of America reports fourth quarter 2011 net income of $2 billion, compared with net loss of $1.2 billion in fourth quarter 2010.

January 18, 2012 Goldman Sachs reports net revenues of $28.81 billion and net earnings of $4.44 billion for the year ended December 31, 2011.

January 5, 2012 ZKB, the largest cantonal bank in Switzerland, told US customers it was closing their accounts.

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Directory of Banks and Finance companies

Country: Czech Republic | Total: 19 | Sort: by alphabet

1

Air Bank a.s. is a full-service bank providing deposit and loan products, and convenient on-line banking to individuals in Czech Republic. PPF Group, one of the largest investment and finance groups in Central and Eastern Europe (approx. €12 billion assets under management), is the holding company for Air Bank.

2

AXA Czech Republic is a part of AXA Bank Europe, which is based in Belgium with more than 100 years of experience – and also one of the 50 safest banks in the world. AXA Bank is also part of AXA Group, one of the largest asset managers in the world.

3

Ceskoslovenska obchodni banka, a.s. (CSOB) is a universal bank operating in the Czech Republic. CSOB is a part of the international bancassurance KBC Group which is active in Belgium and the CEE region. CSOB is operating under two retail brands in the Czech Republic - CSOB and Postovni sporitelna (Postal Savings Bank - PSB); the latter is using the wide distribution network of Czech Post. CSOB had been active in both Czech and Slovak markets until 2007.

4

Citibank Czech Republic (Citibank Europe plc, organizační složka) is a wholly-owned subsidiary of Citigroup Inc. (USA). Citibank offers a complete offering of consumer banking products such as debit cards and credit cards, personal loans, intermediation of investments to mutual funds, structured investment products, the private banking services for affluent clientele. As a bank operating in the Czech market we are firmly committed to the Czech Republic and to the local community in the sense of being and acting as a good corporate citizen. This approach can be attested to by a wide specter of our long-term sponsoring, philanthropic and socially responsible initiatives.

5

Commerzbank CZ is a branch of Commerzbank AG, the second-largest bank in Germany. Commerzbank Prague offers an attractive and comprehensive line of sophisticated corporate banking services for multinationals operating in the Czech Republic, as well as for large and mid-sized local Czech companies. In addition to the full range of standard corporate banking products, specialized services include acquisition financing, trade and export financing, and private banking.

6

The Czech National Bank (Česká národní banka, ČNB) is the central bank of the Czech Republic and the supervisor of the Czech financial market. In accordance with its primary objective, the CNB sets monetary policy, issues banknotes and coins and manages the circulation of currency, the payment system and settlement between banks. It also performs supervision of the banking sector, the capital market, the insurance industry, pension funds, credit unions and electronic money institutions, as well as foreign exchange supervision.

7

Czech-Moravian Guarantee and Development Bank (Českomoravská záruční a rozvojová banka or CMZR Bank) is the only development bank in the Czech Republic with the mission to facilitate the implementation of the Government nation-wide economic strategy as well as the individual regions policy related to economic sectors, which require support of public finance.

8

Evropsko-ruská banka a.s. (ERB) and First Czech-Russian Bank make up an international banking group. ERB’s priority operations are financing Czech exports to Russia, settlements, including in Russian rubles, deposits, conversion operations.

9

GE Money Bank, a.s. is one of the largest financial institutions in the Czech Republic. The Bank is a member of an international banking group GE Money. It is a full-service bank with an extensive network of branches and ATMs.

10

Home Credit Group is one of Europe's leading providers of consumer finance. We serve consumers throughout Central and Eastern Europe ("CEE"), Russia, the countries of the Commonwealth of Independent States ("CIS") and across Asia. Home Credit Group is currently active in the consumer finance markets of the Czech Republic, Slovakia, the Russian Federation, Kazakhstan, Belarus and Ukraine. We have also recently established operations in China and in Vietnam.

11

HSBC Bank Czech is part of the HSBC Group, one of the largest financial companies in the World. HSBC has been present on the Czech market since 1997. Today, HSBC is an established provider of financial services, offering a range of retail and wholesale banking services for personal, corporate and institutional customers.

12

Hypoteční banka, a.s. is a modern, facilitative and stable bank focused exclusively on providing mortgage loans. We are pleased and concurrently bound by being the leader in the field of mortgage loans both for private individuals for a long time. Hypoteční banka is the largest issuer of mortgage debentures in the Czech Republic. Since June 2000 the majority shareholder has been Československá obchodní banka, a.s. (ČSOB) through whom we are incorporated into the strong ČSOB Financial Group.

13

Komerční banka, a.s. (KB) is a member of the Société Générale Group (France) and ranks among the leading banking institutions in the Czech Republic and Central and Eastern Europe. Net profit: approx. $766 mln (for 2010).

14

LBBW Bank CZ a.s. is a mid-sized, modern and universal commercial bank, providing its customers with top-quality products and services in the field of corporate, individual, investment and international banking, as well as in the financial markets. LBBW Bank CZ is a wholly-owned subsidiary of Landesbank Baden-Württemberg (since 01.09.2008).

15

mBank is a virtual bank that has over 3 mln customers in Poland, the Czech republic and Slovakia. The Bank is a part of BRE Bank SA (Poland), member of the Commerzbank Group (Germany). mBank joined the Czech market in November 2007. mBank is a full service bank offering mortgage loans, personal loans, home equity loans, auto loans, credit cards and deposit instruments.

16

PPF banka a.s. (former Royal Banka CS) focuses on providing financial, investment and consultancy services to selected clients, as well as private banking services. PPF banka’s clients include financial institutions, Czech medium and large enterprises and municipal organisations. The bank specialises in trading securities in the majority of markets in Europe, the United States, Russia and a number of Asian countries, primarily for professional investors.

17

Raiffeisenbank a.s. is an important banking institution that provides wide range of banking services to private and corporate clientele in the Czech Republic. Raiffeisenbank is a member of Austrian Raiffeisen Group that also offers products and services in the Czech Republic in the area of building savings (Raiffeisen stavební spořitelna), insurance (UNIQA pojišťovna) and leasing (Raiffeisen-Leasing, Raiffeisen-Leasing Real Estate). Raiffeisenbank has merged with eBanka, a.s., which has been operating on the Czech market since 1998.

18

Volksbank CZ, a. s. is a commercial bank with a wide range of banking products and services for specific groups of natural persons, private clients, small and middle-sized businesses, municipalities and cities, and joint ventures. The bank's main shareholder is Volksbank International AG (98.14 %).

19

Česká spořitelna is a modern bank that is geared towards small-scale clients, small and medium-sized companies, towns and municipalities. The Bank plays also indispensable role in the financing of large companies and corporations and in providing financial market services. Financial Group of Česká spořitelna with 5.3 million clients is the largest bank on the market by number of clients. Česká spořitelna has issued more than 3 million payment cards, has the network of 652 branches and operates with more than 1,100 ATM's. Česká spořitelna ranks among leading securities dealers on the Czech capital market. Total Assets: CZK 891.8 million, approx. $47 billion (as of September 30, 2010).



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